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On May 23rd, the U.S. House of Representatives overwhelmingly passed the “Setting Every Community Up for Retirement Enhancement” (SECURE) Act by a vote of 417 to 3. The bill is now in the Senate, where it needs to be passed and then signed by President Trump before it becomes law. The 29 provisions contained in the Act are the most significant changes to retirement plans since the 2006 Pension Protection Act made it easier for employers to automatically enroll their employees in 401(k) plans.
Below are some of the key updates in the 2019 bill:
The Senate currently has its own version of retirement legislation called the Retirement Security and Savings Act (RESA). While some of its provisions are similar to those in the SECURE Act, RESA would:
With similar provisions in both the House and Senate versions of retirement legislation, whether the Senate decides to vote on the SECURE Act or RESA, the differences will most likely be reconciled by a joint committee.
Read more about the current Greenbook proposals. ...
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